This video shows that coporate fines are too low, too slow and hurt the wrong people (shareholders not executives).

Take for example Swittzerland or Finland. One case is a 37 year-old Swedish man who was clocked at 180 miles per hour on a motorway between Bern and Lausanne. Unfortunately for this driver of a new Mercedes-Benz SLS AMG, Switzerland doesn’t have fixed fines for speeding. Instead they use a formula similar to that in Finland where the fine is calculated based on the vehicle’s speed and the driver’s income. Back in 2002, Nokia executive Anssi Vanjoki had to pay a fine of $103,600 for going 47 mph in a 31 mph zone.

So why aren’t we fining BP a year of profit for spilling all the oil in the gulf?

Well maybe because we have people like Congressman Grimm who is free to threaten reporters and use his powers to arrest innocent people.

Congressman like Grimm are there to introdcue bills and legislations (e.g. fining coporations). You might get my point.

I was researching obesity on the internet and I am a bit cautious posting links to sites. The food industry seems to hire the best SEO experts and paying researchers to spread and high rank misinformation on Google. Of course, they want you to continue eating their high sugar, high saturated fat and high salt food and are fearing lawsuits like the tobacco industry.

I read the first 100 pages of the book and I am frankly shocked but not surprised how systematically the food industry (and tobacco industry) has taken over our stomaches and bodies.

I wish you all an unprocessed food year! Do not be fooled by the marketing departments and food engineers searching for the ultimate bliss point of the big food companies.

The sad star of the second video features a 16 year old who was taken off New York City streets, charged with a crime he did not commit and incarcerated (jailed) for an astonishing 3 years. I really can not tell if why it took “the system” so long but “the system” stole three years of an innocent life. At least he is free now.

The third video is for my part the most disturbing video of the day. Reporters find out that there is a health danger in US milk caused by Monsato Bovine hormons they are producing. Fox & Monsato try to shut them up. Systematic evil at it bests. A multi billion dollar corporation trying to prevent a news story of their product that knowingly causes cancer and is still used across the US (while banned in Canada and Europe). Using all their powers to influence media (Fox News) and nice insights about the people in the system (the managers at Fox, the lawyers). Must watch if you interested in systematic evil.

1) Chart number one: Total US government debt – the chart below ends at 2008 . We reaching the “debt ceiling” 17th of October 2013: nearly 17 trillion USD in US government debt. That would be written out: 17,000,000,000,000.00

You do not need to be an economist to understand that it is an pretty ugly situation. Want to know more about the US federal debt? Click here.

2) Chart number 2: US Consumer debt – If chart number one didn’t scare you enough – have a look at the US consumer debt. Federal debt does not include all the credit card debt (this is ex mortgage debt) etc. – here we are adding USD 3 Trillion to the equation.

3) Chart number three – US housing prices. We all know the term housing bubble and what went on between 1998 and 2008 with housing prices. Here a nice chart:

I could go on with charts about the dollar, charts about mortgage, charts about median income….

4) just one last chart: US stock prices vs bond

And then a recent comment from a financial analyst from Blackstone:

“We are in the middle of an epic credit bubble, in my opinion, the likes of which I haven’t seen in my career in private equity,” Joseph Baratta, The Blackstone Group’s global head of private equity.

The point about all the charts and numbers is that we have seen a tremendous increase in spending in the past 10-20 years – but we have not seen any increase in productivity nor salaries. It just does not add up. Common sense can not justify why consumers should be allowed to borrow so much money. They will not be able to repay the debt. They will default eventually. The US government will default as well.

They have overspent in the last 20 years. They have fought very expensive wars: on drugs, in Afghanistan, in Iraq costing them Trillions and Trillions they did not have. They have bought homes at artificially high prices. Home prices go up if there is a sudden scarcity due to influx of people to an area. Did the population in the US double in the last decade? No.

What justifies the sudden increase in stock prices? Increased productivity? No. Increased profits? Maybe but if people would not have  been able to lend so much money, they would not have been able to buy so many expensive gadgets like Apple IPhones and Samsung Galaxies.

Summing up: The US is broke and will default soon – the government and their citizens. We are standing on the edge of a huge devaluation of housing prices, stock prices, bond prices.

Do not get me wrong. I am very happy and glad about all the new technologies and invention (and I am huge fan of Apple). I am also happy that the banks are constantly borrowing me money without blinking with an eye to fund my gadgets, my expensive house, my vacations although I know I really can’t afford it. We all (= 98% of us) can’t afford it. And we need to realize that we can’t continue with this systematic evil.

The point is that we created a system where it is very easy to forget that we are all living and spending beyond our means. Plus, we are creating an ecological disaster on our planet. I enjoyed the ride. It will end soon. It was great. It is a shame that it is over. I will miss all the innovations from Apple and deep in my heart I do not want it to end. I want it to go on forever. But I know we can’t. We can’t keep consuming and consuming and consuming and even more consuming (and eating up this planet). I have been actively participating in this systematic evil. I am co-responsible for it. We all are. The point is, when you are in  it, you do not realize it. You just do what you think you must do. You tend to blacken out that it just can not add up at the end and you keep hoping it will never end knowing it must end. And then it will end. The big questions: what will happen next?

The other questions are: Did democracy fail? Did capitalism fail? Is democracy possible without free market capitalism?

I wish everybody would have had the attitude of my parents. Humble, very low spending, no debt, saving every penny.

Let’s go and buy some more senseless stuff on TellSell – you can pay in three installments.

Keep your health. That is is the most important thing. And make love regularly.